Posted in 2026, life

A Mantra for Monday

This morning in my dark workout room, the soothing voice of Chelsea Jackson Roberts flowed around me. “I Will Do My Best”.

10 minutes to repeat that thought to carry it with me throughout my day.

What is my best? For today it is:

  • Ignore social media not relevant to my work
  • Start with the hard things or “swallow my frog” first thing
  • Be present – which is another one of her mantras!

Being present can sometimes be more difficult than doing difficult things or ignoring social media. I look too far forward, or try to solve this problem or that before it even arises. Wasting my present time over the future.

Will I succeed? I don’t know but,

I will do my best.

Posted in 2026, life, Memories

Bad at Math

I was in third grade when I realized I was bad at Math. I made my way through adding, subtracting, simple multiplication and division, but long division tripped me up and revealed what would be a life long problem.

The complexity of carrying numbers made my head ache and I just couldn’t “see” how to do it. Especially under pressure in class!

What?! I still don’t get it

My mother spent time with me at night working on it. She would take paper headed for the trash at work and use the backs of them to make up problems for me to work on. Did it help? Perhaps, but I from that point forward I labeled myself, “Bad At Math”.

I struggled through Algebra, Geometry, and Review Math in High School. But not Accounting. Accounting had a black and white to it. It all had to add up in the end. I had two semesters of Accounting in high school and 2 in college. If my college hadn’t closed the year I graduated with my Associate’s Degree, I would have continued on for another two years to get my degree in Accounting. But, with three grades of students needing to transfer, I thought let me take my degree and go.

Now for over 25 years, I’ve worked in our remodeling business as the bookkeeper using QuickBooks. Thank Heavens, because I’m still bad at math!

Posted in Writing, 2026

On Time

My husband says “if you’re not five minutes early to an appointment, you’re late”. Mind you, he was talking about appointments with homeowners, not doctors’ appointments.

I try to live by that rule, but I’m not always successful especially when I’m getting ready to go somewhere – but it doesn’t impact the “somewhere”, only my husband who is waiting for me!

But if I’m going to a program or a class (even on Zoom), I’m going to be there and ready 15 minutes before it starts. Which leads me to last night.

Last night was the first night of a monthly program on writing. A Writers Guild. It was held in the past as I remember seeing the notices, it disappeared (covid?), and now has been resurrected. I’m very excited about it!

I arrived 10 minutes early and there were already about 10 people seated. I settled in, the teacher waited until 6:30, and then began talking about the group, introduced herself, and we began our introductions.

For the next 10 minutes, 5 or 6 people dribbled through the door. The last person walked through the door 20 minutes late.

I hope the annoyance didn’t show on my face while I was trying to pay attention! I will try and give grace to anyone arriving late next month. Perhaps they have a family or parents to take care of or a job they are clocking out of that prevents them from arriving with enough time to settle in before class.

Timeliness. How important is it to you? Does a particular situation make a difference? I’m all for 10 minutes early to class but I’ll be flying through the door of the doctor’s office on the dot because I know I’ll be waiting 15!

Posted in 2026, Business, life

Reports and More Reports

I handle the accounting and payroll for a company, which means governmental reports, and lots of them.

The quarterly ones are not so bad because at least I do them four times a year. However, there is usually a notification to change my password. 15 characters! One capital letter! One Number! One symbol but only #@& or *! You cannot use any part of your previous five passwords! Get the picture?

I can do the majority of quarterly reports through Quickbooks, but my state decided that SOME reports, you have to go through their website. Notice I said SOME.

But don’t worry, I have a checklist for every report with the website I need to process the report correctly. I’ve been doing this too long to not have step by step instructions!

Now, let’s talk about the annual reports. Once a year. I’m talking specifically about the ACA Proof of Health Insurance or 1065-B report. Wait, I stand corrected. Per the IRS it’s a “1065-B document”. This is something I have to do because we are a self-funded small business but I don’t have to do any of the “funding” like a typical self-funded group. I pay a flat monthly rate for each employee and based on the medical expenses for the year, sometimes I get money back after the year end, and sometimes I don’t. I’m fortunate that the majority of the work is done by my carrier to Mineral that sends on the reports to the IRS. I just print them and give them to my employees on the plan. The problem is, in the email Mineral sends to tell me about it, they don’t say, “go here, here and here”. No, I go to the website, to the ACA Hub, and am confronted with a list of “resources”. Do I need to upload my employees information to this excel spreadsheet? I thought I did….

After a short time of frustration, I called the Help Center. The person took all my information to pass me on to another person. That person was very helpful. “No, you don’t have to upload the information, you click here, instead of here (right next to the first “here”). I made her stay on the line until I was 95% completed. She showed me where the step by step instructions were (why wasn’t that in an email to ALL self-funded small businesses?). She told me I could take a training class and my reply was, “I do this once a year for six employees”. I was polite, I promise! Her parting words were, “all that will be left is closing out the tax year”. Hmmm, what does that mean? I go through the report, and there is “close out the tax year”. I click on it, click on finish, nothing, nothing, nothing. I go back through the step by step, oh, I have to wait until it’s accepted….

The report is done (notice I refuse to say “document), and I will have weekly notices to remind myself to go back into the report, and through the steps to get to the last bit to “close out the tax year”. I could have typed the information into a template six times, checked, printed them, and mailed them off to the IRS and my employees faster than it took me to do the report. I will print out that resource for next year.

The report isn’t due until somewhere around the end of February so I am grateful I didn’t wait until the last week to start the report!

Now, on to the 1099s and more of the same!

Posted in 2026, Dreams

Commitment and Change

I have lived a life of problems with change and commitment. Changing jobs, breaking up with obviously terrible boyfriends. I guess once I was committed, it was hard to change because I hate change. So, fast forward….

Our dear Wally, a chihuahua/terrier mix, passed away last March at the age of about 15. His last year was not filled with vets and illness, but just a slow decline where you know he won’t get better, but those good days, you prayed they would continue. My friend, who communicates with animals, told me both before and after Wally passed, that he knew he was loved and he’s coming back. Probably around this time of year, in the form of a tan chihuahua. Laugh all you want, I believe it!

My son and daughter-in-law were over on Sunday for dinner, and she suddenly started sending me links to dogs! My brother-in-law out of the clear blue sky, sent me one too! I contacted the agencies on both, but liked the sound of the second, Missy, history better. So I got my husband on board, and sent in an application, spoke with the rescue coordinator, and went to bed. And Dreamed.

I dreamed I had rsvp’d to go to Kyle Richards’ wedding in California! But I had just been IN California, and didn’t want to fly back. But they were waiting for me! They had a dress for me! “You need to take responsibility”, someone said. Next, I see in my dream, a baby I’m supposed to be taking care of! Whose baby? Not mine – I’m 65! Who is taking care of them?

Ugh – change and commitment! Do we want another dog? We like to come and go as we please, but is it because Wally was so incapacitated towards the end and couldn’t go to my brother-in-law’s kennel? Should we think back and watch the videos of when Wally first arrived and how we’d play with him? Is a dog what our home needs? Someone else for the two of us to think about and care about?

I don’t know the answer, but I found out this morning that Missy, the dog we were interested in, has an adoption pending. Did the fates answer the question “Are we ready for another?” by giving her to someone else? My friend said our next dog will come to us when we’re not looking, so I think I will put aside the pet rescue websites and be patient.

Another part of my dream involved riding my e-bike. In two separate instances, I put the bike down, tucked it away, and when I returned, it was gone. Both times Pete Hegseth had walked by. Did he steal both of them? I’ll never know. I woke up.

Posted in 2026, Healthy Living, life

A Different Lens

As I rounded the corner this morning

I’ve been starting my morning workout with a 5 minute Peloton meditation. My favorite instructor is Chelsea Jackson Roberts. Her voice is so calming.

Some days she has a mantra and today’s was “Today I choose the lens of love in how I treat myself and how I treat others.”

I carried that with me forcing myself to not beat myself up for doing a low impact cardio right after a lower body workout! Should have done a core workout!

I will focus on carrying it with me through my day. Some days I get in the office and all thoughts of kindness and goodness fly right out of my head. I need to remember that we all come from different “places”. How we were raised, how we were taught, even how our last boss or ex-husband treated us. We’re just all here trying to do the best we can.

Posted in 2026, life, Religion

Church

At the end of November, I began attending my local Catholic Church – again. This has been a pattern over the years, church for a few months, I get lazy, and I fall away. This time it feels different.

I was raised in a catholic home, received my sacraments, and attended the elementary school associated with the church. We went to Sunday mass at 9:15 every week. I attended a catholic college but only because it was one of two schools in my state that had my degree program. The other college I would have been living home, and my mother’s reasoning to me was because my sisters were living away, perhaps I should too. I periodically went to mass there if friends were going, and also was required to take religion and philosophy classes. Once graduated, it was back to Sunday masses with mom and dad.

When my mother passed away seven years later, I floundered. Sometimes I would attend with my dad, who by now was going to 5pm Sunday mass and then we would go to dinner at the local Polish restaurant.

When we had our son, I had him baptized at our local church in California and when we came back to Connecticut, he attended Catechism and received his first Communion. But we were never a “church going” family.

All these years, the need to be there has been brewing inside me, but foolishly, I was afraid to say, “I’m going to church AND THIS IS WHY”. I’ve said “I’m going to church”, but I was not brave enough to say, “I’m going because I feel peace in church and I feel like it gives me a chance to reset”. When, after all these years, I said this to my husband he said, “I support whatever you do. If it makes you feel better, do it!” In hindsight, why did I feel the need to say why, but that’s a story about me for another day.

Of course, my journey home didn’t happen in a vacuum. A dear friend, my business coach, even an acquaintance at my college class reunion this year in a short conversation, has guided me on my path.

Before my first Sunday back, I went to confession for the first time in over 30 years. I spent the afternoon memorizing the Act of Contrition only to find they have a copy for you to read posted on the outside of the priest’s cubicle. He was so kind and I felt the love wash over me.

My town has been blessed over the years with three Catholic Churches for 45,000 residents. In recent years, adjoining towns have combined their parishes and priests travel back and forth with sometimes only one or two masses a week. We are so fortunate to have a thriving community so each church remains open, although one of the churches has only the 9:00am mass each week. My home is directly between the other two churches so I have a choice, but find myself at the one I attended on and off after I moved back. I started off at the 10:30 mass, which is good, but I hate to say, really breaks up my day! These past two weeks I’ve made it to 7:30 mass and am home by 9am enjoying my second cup of coffee.

I think to give back there will be a time for me to become more involved in the church community. I don’t know yet, how or when but when the time is right it will happen.

Posted in 2026, Healthy Living, life

My Word for 2026

Engage….

….with people, events, my faith, and dare I say, social media for our business.

More on that word later. Right now I’m heading off to “float” with my daughter in law. Hmm, engaging in something new with someone I’ve really been getting to know much better in 2025.

Posted in 2026, thoughts, Writing

Happy New Year!

I started the new year off right by waking up early, enjoying my coffee, and heading off to work out. I always feel a sense of accomplishment!

On and off over the years, my husband and I would head down to the state beach about 40 minutes away. We walk and search for sea glass. Today it’s cold – my watch says 23 degrees and it’s windy. We decided we can find plenty of things to do here at home!

Our hike to Sleeping Giant State Park last week

Tuesday we had planned an impromptu trip to New York (well, I did and he’s my willing sidekick). I knew it was going to be cold but I thought it would be okay. Until he told me he was going to wear his lined pants and I thought, “ya know what? This is crazy”. So I decided we weren’t going to go and I think he was happy about it! We’re going in February for a concert and an overnight stay and that will be here in no time.

New York Last year!

I’m taking down my decorations, even the tree. I would like to get over to our We-Shed (the second floor of our garage where we workout and I have my ancestry and knitting stuff, and other hobby stuff) and clean that up a little bit. Clean up my desk area and open some mail. It might sound a little routine, but I get satisfaction seeing stuff cleared out. We re-organized the basement the other day! Anywhere I’m organizing is my happy place.

Our tree on Christmas Eve

I’m working on being mindful, writing down what I did this day in my planner, otherwise everything is one big blur.

I’ve got some thoughts on posts in the new year, maybe revisit some old ones and see if anything has changed. I’m looking forward to sharing them with you!

Posted in 2025, life, thoughts

Grocery Shopping

We are blessed with a number of chain and family owned grocery stores to choose from for our groceries.

Because I handled the weekly shop for decades, I settled on our local Super Walmart. I like the way the aisles were set up and I created my shopping list to match their order. When they made changes, I made changes.

My husband, who took over the shopping a few years ago, prefers the smaller grocery stores. Family owned, but still large enough. Often though, something we buy on a regular basis will be out. For the longest time, the shelves for Quaker Oats were empty.

At times like that, I’ll make a list and head over to Walmart, because, as I tell him each time, “Walmart will have it!”. I continually try to get him to shop there, and one day we are going to a cost comparison as I’m convinced the prices are lower.

Which brings me to this morning. I had to get bloodwork done at 7:10am and I had to pick up some tea and almond butter so I figured I’d go to the grocery store afterwards.

I had a choice. Go to Walmart on my way home, or go next door to the chain supermarket. For Walmart, I’d have to drive, park, shop. For the other one, I would just have to walk to the connected building. I chose the one next door.

I walk in and look up at the aisle signs as I walk to the left. Tea…..Peanut butter…..tea….peanut butter. Nope.

I find an item directory at the beginning of an isle. Tea in aisle 8, peanut butter in aisle 25. I’m in aisle 4.

I look up at the sign for aisle 8 – cookies, crackers – ok what does that have to do with tea? Wouldn’t peanut butter fit better in that aisle? I walk to the end. There’s the tea across from the coffee.

I continue my walk to the other end of the store – past the drinks, cereals, cards, paper products – and I remembered why I don’t shop in this store anymore. The peanut butter and bread is all the way at the end of the store, in the farthest location from produce and any other food products. An aisle away from the health care items and across from dairy. It didn’t make sense when I shopped there, and it doesn’t make sense now.

I found the nut butter selections and I usually buy Barney Butter. None to be found. There were two Maratha options but the almond butter was crunchy and I wanted smooth with no salt or sugar added. I ended up with a large jar of Woodstock no salt added.

I headed to the self-check out with my items. I entered my phone number, but the machine couldn’t locate my account (I think it’s still active), but at this point I didn’t care! I swiped my items, paid my money, and left.

It would have been faster for me to drive to Walmart, park my car, hustle down to the two aisles for tea and almond butter, where I would have had my choice of even more than 2 options, pay, and head home.

Do you have a favorite grocery store? Do you get aggravated when your store puts items in weird places or moves things around?